Available with most motor policies.
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Excess Protection Insurance is an additional coverage available on car insurance or other vehicle insurance. When taking out a policy, you will have agreed with the insurer how much excess you will have to pay in the event of a claim. Some policies will have a £0 excess, but others can extend up to £3000!
A majority of people will choose a higher excess amount as this will generally decrease the cost of your insurance. In the event of you being involved in an accident and it is your fault, you will be required to pay this excess amount to claim on your policy. This is where excess protection insurance comes in.
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