Several holidaymakers like to take their UK cars to Europe to visit countries like France, Belgium, Spain, Netherlands, Germany and Italy. Call Wiser can help you get European car cover for up to 90 days.
Yes, it is a legal requirement to have insurance if you are driving on the road in a UK car. With the Eurotunnel and ferries, it has never been easier to drive across the channel and into Europe for business or holiday.
But you must check the small print of your current insurance policy as not having enough cover can be hugely expensive if you are involved in an accident abroad.
There are several reasons why there is an increase in risk when driving in Europe such as:
By having a UK insurance policy, you are automatically given third party insurance to drive in 30 EU countries and some non-EU countries. To see the list of countries, read our guide on driving abroad.
With third party cover, you are only insured for damages to other people and their vehicles and you will not be able to claim for personal injuries or damages to your own vehicle.
Depending on your insurer, you may be given 30 days or more fully comprehensive cover to drive in Europe.
If you need to your extend your insurance for longer than the standard cover, you can simply contact us for continuous cover.
If you only need to be insured for a few days, such as a weekend to Paris, we also give you the option to apply for temporary car insurance too.
By taking out a policy with Call Wiser, we will include UK roadside assistance breakdown cover for free and mobile phone, gadget, handbag and wallet cover with claim assistance too.
We are proud to offer a more personal approach to purchasing insurance by encouraging you to speak to our team of friendly advisors over the phone. This allows us to get to know exactly what you need for your upcoming trip and find the best price for your needs. By comparing the quotes from a panel of the UK’s leading insurers, we can find the best European car insurance policy and get you ready for your big trip.
All calls are free from UK landlines and mobiles. Based in Andover, Hampshire, we have a team of insurance experts that are ready to take your call today.
Europe has different driving rules and regulations depending on the country you visit. So as well as packing your holiday clothes and sunscreen, you need to think about what you need to add to your car to make.
Car insurers provide the green card as a certificate to prove that you have cover to drive legally in Europe. Governments and insurers initially set up the green card insurance system so it would be easier for motorists to cross borders and allow any traffic accidents between natives and visitors to be resolved quickly.
The green card used to be a requirement in 40 countries but since the establishment of the EU, it is no longer compulsory and only a few countries may request it at border control. Some insurers refer to it as ‘green cover’ and a card is available upon request for free.
In addition, motorists should keep their Certificate of Motor Insurance with them in the car at all time as this confirms in five languages that you have the necessary insurance to drive in any EU member state.
If you are leaving your home for more than 31 days, you may not be able to claim compensation from your insurer in the event of burglaries, vandalism or flooding.
So if you are going on a long trip and will be away for a long period of time, make sure you apply for unoccupied home insurance.