Convicted Driver

At Call Wiser we understand that mistakes happen, but we don’t believe that you should be made to pay for these for the rest of your life.

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Have you been convicted of speeding? Using your mobile whilst driving? Or driving without insurance?

Motoring convictions can make it difficult to find cost effective insurance for your vehicle. Many insurance companies will apply loadings onto their premiums, leaving you with little option but to pay the extra and often over the odds for your insurance.

More Information

  • Can I get Car Insurance as a Convicted Driver?

    Yes indeed.

    Call Wiser are market leaders in placing and handling motor insurance, including insurance for drivers with motoring convictions or criminal convictions.

    Drink driving and other alcohol related motoring convictions can be accommodated and we have even negotiated with a number of Insurers to offer fairer rates for minor convictions. No matter what your driving record, Call Wiser can help. Having a conviction does not sentence you to paying expensive premiums forever.

  • How to reduce the cost for Convicted Car Insurance

    Insurers do increase their premiums if you’ve had a motoring conviction or two. The personal touch Call Wiser provides can make a difference when seeking a quotation. Our insurers know that your past is not necessarily a guide to the future and our specialists are able to ensure that all circumstances are taken into account, so you pay a fair price.

    Some insurers have different policies for convicted drivers so the benefit of applying through a broker or comparison site is that you have access to a range of companies and policies so that you can get the best deal possible.

    Other ways to reduce the cost is to consider increasing the excess you pay on your car or reduce the risk of theft by keeping your vehicle in a garage overnight or by ensuring the alarm is working correctly.

Drink Driver Insurance

Conviction code Definition Conviction Code Definition
AC10 Failing to stop and/or give particulars after an accident. MS10 Leaving a vehicle in a dangerous position
AC20 Failing to give particulars or report an accident within 24HRS MS20 Unlawful pillion riding
AC30 Undefined accident offences MS30 Play street offences
BA10 Driving while disqualified by order of the court MS40 Driving with uncorrected defective eyesight or refusing a test
BA20 Driving whilst disqualified under age MS50 Motor racing on the highway
BA30 Attempting to drive while disqualified by order of the court MS60 Offences not covered by other codes
CD10 Driving without due care and attention MS70 Driving with non-corrected defective eyesight
CD20 Driving without reasonable consideration for other road users MS80 Refusing to submit to an eyesight test
CD30 Driving without due care and attention or without reasonable consideration MS90 Failure to give information as to identity of drivers etc.
CD40 Causing death – careless driving when unfit through drink NE99 Non-endorsable criminal act
CD50 Causing death – when unfit through drugs MW10 Contravention of special roads regulation
CD60 Causing death – careless driving with alcohol levels above limit PC10 Undefined contravention of a pedestrian crossing regulation
CD70 Causing death - careless driving – failing to supply specimen PC20 Contravention of pedestrian crossing regulations – moving vehicles
CU10 Using a vehicle with defective brakes PC30 Contravention of pedestrian crossing regulations – stationary vehicles
CU20 Using a vehicle with parts or accessories in dangerous condition PL10 Driving without ‘L’ plates
CU30 Using a vehicle with defective tyres PL20 Not accompanied by a qualified person
CU40 Using a vehicle with defective steering PL30 Carrying a person not qualified
CU50 Causing or likely to danger by reason of load or passengers PL40 Drawing an authorised trailer
CU60 Undefined failure to comply with construction and use regulations PL50 Undefined failure to comply with conditions of provisional
DD10 Driving in a dangerous manner S19 Disqualification (totting up procedure)
DD30 Reckless driving SP10 Exceeding goods vehicle speed limits
DD40 Dangerous driving SP20 Exceeding speed limit for type of vehicle
DD50 Causing death by dangerous driving SP30 Exceeding statutory speed limit on a public road
DD70 Manslaughter or culpable homicide while driving a vehicle SP40 Exceeding passenger vehicle speed limit
DD70 Causing death by dangerous driving SP50 Exceeding the speed limit on a motorway
DR10 Driving or attempting to drive with alcohol above the limit SP60 Undefined speed limit offence
DR20 Driving or attempting to drive while unfit through drink/drugs TS10 Failing to comply with traffic light signals
DR30 Driving or attempting to drive/ refusing or failing to supply specimen TS20 Failing to comply with double white lines
DR40 In charge of a vehicle while alcohol above the limit TS30 Failing to comply with a STOP sign
DR50 In charge of a vehicle while unfit through drink or drugs TS40 Failing to comply with a direction of a constable or warden
DR60 Failure to provide specimen for analysis other than driving TS50 Failing to comply with traffic sign
DR70 Failure to provide specimen for breath test TS60 Failing to comply with a school crossing patrol sign
DR80 Failure or attempting to drive when unfit through drugs TS70 Undefined failure to comply with traffic direction sign
IN10 Using a vehicle uninsured against third party risks TT99 To signify disqualification under ‘totting up’ procedure
LC10 Driving without a license UT10 Taking and driving away without consent or attempt thereat
LC20 Driving while underage. Driving other than in accordance UT20 Stealing or attempting to steal a vehicle
LC30 Driving after making a false declaration about fitness UT30 Going equipped for stealing or taking a vehicle
LC40 Driving a vehicle having failed to notify a disability UT40 Taking/driving/be carried in a vehicle without consent
LC50 Driving after a license has been revoked or refused a medical UT50 Aggravated taking of a vehicle
XX99 To signify a disqualification under ‘totting up’ procedure

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