Car Insurance

Call Wiser works with a panel of the UK’s leading insurance providers to help drivers find the best car insurance deals possible.

Call us for a quote: 0800 298 2190
Free roadside assistance breakdown cover
Free handbag and gadget cover
Free 24/7 claims assistance
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What type of Car Insurance are you looking for?

Short Term & Temporary Car Insurance



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0800 298 2190

Multi Car Insurance



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0800 298 2190

Classic Cars


Hire Vehicle Cover


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0800 298 2190

Car Windscreen Insurance Cover


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0800 298 2190

Excess Protection


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0800 298 2190

Breakdown Cover, Powered by RAC


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0800 298 2190

4×4 Insurance


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Zero No Claims Bonus


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0800 298 2190

Car Insurance For Women


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Young Drivers Insurance


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Student Car Insurance


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Second Car Insurance


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Pay As You Go Car Insurance


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0800 298 2190

Modified Car Insurance


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Mature Driver Insurance


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Low Mileage Insurance


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Learner Driver & Provisional Insurance


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Kit Car Insurance


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Import Car Insurance


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High Performance Car Insurance


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European Car Insurance


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Drink Driving Insurance


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Disabled Driver Car Insurance


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Convicted Driver


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Company Car Insurance


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Insurance for Collector Cars


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Black Box Car Insurance


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Call Wiser Insurance

Why Call Wiser, in 30 seconds

We have a range of covers to choose from and the flexibility to tailor-make a policy that suits you.

We also have a number of proven ways to get the best deal for our customers, including price comparison from leading insurers, discounts for safe drivers, multicar policies and using cover levels effectively.

We want to make sure things are as easy and efficient for you as possible – keeping paperwork to a minimum and answering calls as quickly as possible.

Free roadside assistance breakdown cover
Free handbag and gadget cover
Free 24/7 claims assistance
UK call centres

Types of Cover

  • Fully Comprehensive High

    Fully comprehensive or ‘fully comp’ is the most level of cover you can receive and it can actually be the cheapest too. This covers your vehicle for all damages, repairs and replacements, in addition to any damage caused to a third party. So in the event of an accident, fire, theft, flood or other peril, a fully comprehensive policy has you covered.

    The reason that fully comprehensive can sometimes be the cheapest is because some insurers have noticed that high-risk drivers like young drivers or those with a large claims history have been opting for just third party cover because it seems cheaper. However, there are still huge risks involved, so it makes sense that the price for third party and fully comprehensive have become quite similar.

  • Third party, Fire and Theft Mid

    This is similar to third party but there is additional cover for your vehicle in the event of a fire or if your car is stolen. Again, this is ideal for those that do little driving every year.

    This level of cover will still not pay out claims for any damages or repairs to your own vehicle. So if you have a crash, get a scratch on your car or are victim of vandalism, you will be required to pay for the repairs out of your own pocket.

  • Third Party Cover Low

    Third party cover is the minimum legal requirement you need to drive on UK roads. It allows you to pay for damages inflicted on third parties including other drivers, pedestrians and property. So if you are involved in an accident which may have been your fault, having third party cover allows you to pay for any damages, repairs, legal or medical bills for other people.

    Third party cover only covers the other people on the road that you come into contact with and will not pay for any damages or repairs on your own vehicle.

    This level of cover is ideal for those vehicle owners that:

    • Do low mileage each year
    • Have a vehicle that isn’t worth much and might be easier to replace than repair
    • Live in an area of high risk due to weather conditions or crime
    • Have zero no claims bonus

Customer Reviews

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