Insurance for modified bikes is usually more expensive than a comprehensive bike insurance policy.
By adding modifications such as engine tuning and turbo charging, the bike is able to go faster and insurers may view this as being more likely to be involved in a road accident and therefore need to charge a higher premium to cover potential damages.
For visual modifications to your bike such as specialist paintwork, the vehicle will be worth more so it could be more attractive to thieves or be more costly to repair in the event of damages. So insurers may charge a higher insurance premium because of these risks.
However, your modified bike policy doesn’t have to be more expensive. At Call Wiser, we work with specialist modified bike insurers in the UK that offer better premiums specifically for drivers who have made modifications to their bikes.
